Individuals may represent themselves in bankruptcy court. However, filing without an attorney (referred to as "pro se") is extremely difficult to do successfully. It is very important that a bankruptcy case is filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights.

All parties must comply with the Federal Rules of Bankruptcy Procedure, the Bankruptcy Code Federal (National) Rules, as well as this court's Local Rules. For example, a debtor whose case is dismissed for failure to file a required document (such as a credit counseling certificate) may lose the right to file another case or lose protections in a later case, including the benefit of the automatic stay. Bankruptcy has long-term financial and legal consequences - hiring a competent attorney is strongly recommended. Corporations and partnerships must have an attorney to file a bankruptcy case.

eSR - Electronic Self-Representation

eSR is an online tool to help individuals complete a chapter 7 or chapter 13 bankruptcy petition when they have decided to file bankruptcy without an attorney. Click here to learn more.