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Debtor Education Requirements

Individual debtors are required to attend a Personal Financial Management Instructional Course (Debtor's Education). Chapter 7 debtors must file the certification within 60 days of the 341(a) meeting of creditors. Chapter 13 and 11 debtors must file it no later than the last payment that is made under the plan or before the filing of a motion for entry of discharge. Below you will find information regarding the filing of the certification and the available providers.